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Hogans® Agency

220 High St.
Chestertown, MD 98765

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Commercial Insurance

Running a business is hard enough without worrying about suffering a large financial loss due to unexpected, unfortunate events. Commercial insurance can protect your business from some of the more common damages experienced by business owners. Though your business might not need every type of commercial coverage, it's good to know some of the types of commercial insurance coverage that are available. Buying the right amount of commercial insurance can mean the difference between losing your business after a loss or recuperating with minimal interruption and financial loss to your company's operations.

What are the Types of Commercial Insurance?

Commercial Auto Insurance

These policies generally have greater liability limits than personal vehicle insurance policies.  Provisions that cover employee-owned vehicles and/or rented vehicles which are driven for business use can also be written into commercial auto insurance policies. 

Property Insurance

Property insurance protects your business from losses incurred from damage to your business property. This can include the physical building and property owned by the business.

Liability Insurance

Liability Insurance protects your business from economic losses and expenses linked to claims of bodily injury, property damage, or injury to your reputation from slander and libel. This insurance will also protect your business against false or misleading advertising.

What Kind of Commercial Insurance Should I buy?

With so many different types of commercial insurance policies available to businesses, it's important to speak with a knowledgeable agent. The kinds of insurance that you should purchase for your business depend upon the individual risk aspects of your specific business, and the types of loss you want to protect against. Let licensed independent insurance agents at The Hogans Agency, Inc. provide you with information on different policy and coverage options. You can also get a free rate quote online. Or if you prefer personal contact, call one of our Commercial Insurance Agents today.

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